Privacy Policy

Last updated: 10 October 2026

1. Who we are

This Privacy Policy explains how Integer Lending ("we", "us", "our") collects, uses, stores and protects your personal data when you use our website https://integerlending.co.uk or engage with our services.

Integer Lending is a trading name of Integer Lending Limited, a company registered in England and Wales with company number 17364197, whose registered office is at 31 Mere Knolls Road, Sunderland, England, SR6 9LG.

For the purposes of the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018, the data controller is Integer Lending Limited.

We are registered with the Information Commissioner's Office (ICO) under registration number ZB754881.

2. How to contact us

If you have any questions about this policy or how we handle your data, email us at [email protected].

3. What personal data we collect

Depending on how you interact with us, we may collect:

  • Identity and contact data: name, email address, telephone number, company name, and postal address.
  • Enquiry and application data: information you provide when you apply for a loan or make an enquiry, including details about the property, the project, loan requirements, and financial information relevant to assessing a facility.
  • Financial and creditworthiness data: financial information you provide to us, details of the security property, and — only where you have approved it — credit reports obtained from credit reference agencies.
  • Technical data: IP address, browser type, device information, and pages visited, collected through Google Analytics (only if you accept analytics cookies) (see our Cookie Policy).
  • Communications data: records of correspondence when you contact us.

4. How we use your data and our lawful basis

Under UK GDPR we must have a lawful basis for processing your data. We rely on the following:

PurposeLawful basis
Responding to enquiries and providing information you requestLegitimate interests (responding to your enquiry); steps prior to entering a contract
Assessing and processing loan applicationsPerformance of a contract, or steps prior to entering a contract
Meeting legal and regulatory obligations (e.g. anti-money-laundering, record-keeping)Legal obligation
Preventing fraud and ensuring the security of our servicesLegitimate interests
Sending marketing communications (where you have opted in)Consent
Improving our website and servicesLegitimate interests

Where we rely on legitimate interests, we have assessed that our interests do not override your rights. You can ask us for more information about this assessment.

5. Automated decision-making

We do not make any decision about you based solely on automated processing. Our website offers tools such as a rate calculator, which give indicative figures only. Every lending decision is made by a member of our team.

6. Who we share your data with

We may share your personal data with:

  • Service providers and processors who help us operate our business and website under contract: Monday.com (forms and customer records), Google (website analytics), and the providers that host our website and send our emails. Loan applications are also processed on our own lending platform.
  • Credit reference agencies, only where you have approved a credit check.
  • Professional advisers such as solicitors, valuers, brokers, and accountants involved in a transaction.
  • Regulators, law enforcement, and other authorities where required by law.

We do not sell your personal data.

7. International transfers

Some of our service providers, including Monday.com and Google, may store or process personal data outside the UK. Where personal data is transferred outside the UK, we rely on appropriate safeguards, such as UK adequacy regulations or the UK International Data Transfer Agreement / UK Addendum to the EU standard contractual clauses.

8. How long we keep your data

We keep your personal data for as long as you have an active relationship with us. You can ask us to delete your data at any time (see section 10), and we will delete it on request, unless we need to keep it to meet a legal or regulatory obligation.

9. How we protect your data

We use appropriate technical and organisational measures to protect your personal data against unauthorised access, loss, or misuse.

10. Your rights

Under UK data protection law you have the right to:

  • Access the personal data we hold about you.
  • Request correction of inaccurate data.
  • Request erasure of your data in certain circumstances.
  • Object to or restrict our processing in certain circumstances.
  • Data portability in certain circumstances.
  • Withdraw consent at any time, where we rely on consent.

To exercise any of these rights, contact us using the details in section 2. You also have the right to complain to the ICO at ico.org.uk or by calling 0303 123 1113, though we would appreciate the chance to address your concerns first.

11. Cookies

Our website uses Google Analytics and embedded third-party content that set cookies. Please see our Cookie Policy for details.

12. Changes to this policy

We may update this policy from time to time. The current version will always be available on this page, with the "last updated" date shown above.